Wrap Tortillas In Foil And Place In Oven Heated To 350 Degrees F (175 Degrees C). Bake For 15 Minutes Or Until Heated Through. Heat Oil In A 10-Inch Skillet Over Medium Heat. Place Onion, Bell Pepper, Garlic And Jalapenos In Skillet, Cook For 2 Minutes Stirring Occasionally. Pour Beans Into Skillet, Cook 3 Minutes Stirring. Cut Cream Cheese Into Cubes And Add To Skillet With Salt. Cook For 2 Minutes Stirring Occasionally. Stir Cilantro Into Mixture. Spoon Mixture Evenly Down Center Of Warmed Tortilla And Roll Tortillas Up. Serve Immediately.