On Two Tortillas, Spread Refried Beans To Within 1 In. Of Edges. Sprinkle Each With 1/2 Cup Cheese; Top With Chilies, Onions, Olives, Remaining Cheese And Remaining Tortillas. On A Lightly Greased Griddle, Cook Quesadillas Over Medium Heat For 2-4 Minutes On Each Side Or Until Browned And Cheese Is Melted. Cut Into Wedges. Serve With Salsa.