In A Large Saucepan, Cook The Ham, Onion, Green Pepper And Garlic In Oil Until Tender. Stir In Tomatoes, Beans, Picante Sauce, Tomato Sauce And Water If Desired. Bring To A Boil. Stir In Olives, Bouillon, Thyme, Salt And Pepper. Reduce Heat, Simmer, Uncovered, For 15-20 Minutes. Garnish With Cheese.